October 2024 Market Wrap-up Report
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October 2024 Market Wrap-up Report

 MARKET WRAP-UP REPORT – Oct 2024 Money Market Fund rates continued on a decline streak, with the overall average daily effective rate falling to 14.21% compared to September’s return of 14.48% p.a. The decline is due to a drop in Treasury Bill (T-bill) returns, as money market funds (MMFs) rely heavily on T-bills for their…

Choosing the Best Money Market Fund For You: A Personal Checklist
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Choosing the Best Money Market Fund For You: A Personal Checklist

By carefully considering these factors, you can make an informed decision about whether a money market fund aligns with your investment objectives and risk tolerance. Additionally, consulting with a financial advisor can provide personalized guidance based on your financial situation and goals.

Ho-Ho-Hold on to Your Wallet: 5 Budget-Friendly Tips for a Joyful Holiday Season
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Ho-Ho-Hold on to Your Wallet: 5 Budget-Friendly Tips for a Joyful Holiday Season

While the season is filled with cheer, it can also be a time of overspending. Fear not, though, fellow merrymakers! With a little planning and some smart strategies, you can navigate the festive season with both joy and financial peace of mind.

Income Protection Strategies and Senior Medical Covers for Retirement Part 2
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Income Protection Strategies and Senior Medical Covers for Retirement Part 2

As our loved ones age, one of our primary concerns is their medical cover. With retirement often comes the expiration of their medical insurance, leaving them vulnerable to the rising risks of age-related illnesses and critical conditions. We are now exploring various senior medical covers to ensure that our elderly family members receive the care they need without financial worries.

Planning for Retirement in Your 20s and 30s: Why It’s Never Too Early
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Planning for Retirement in Your 20s and 30s: Why It’s Never Too Early

One of the greatest advantages of starting your retirement planning early is harnessing the power of compound interest. By investing small amounts consistently over a long period, you allow your money to grow exponentially. The earlier you start, the longer your investments have to compound, potentially leading to substantial returns over time.

Avoid These 6 Financial Behaviours If You Do Not Want To Go Broke
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Avoid These 8 Financial Behaviours If You Do Not Want To Go Broke

Money management is a vital part of achieving financial stability and security. However, it can be easy to fall into bad behaviours that can put your financial well-being at risk. Financial behaviours are the actions and decisions that we make when it comes to managing our money. Some of these behaviours may seem harmless at…