Money Market Funds (MMFs) in Kenya are starting 2026 with slightly lower returns compared to last year. This follows the Central Bank of Kenya’s decision to ease interest rates, with the CBK policy rate moving from 9.0% in January to 8.75% in February 2026. Inflation has remained stable within the target range, easing slightly from…
In 2025, Kenya’s real estate landscape is marked by a strong focus on affordable housing and the growth of satellite towns, which are now outperforming the traditionally popular prime suburbs of Nairobi. While returns from established residential neighborhoods have moderated slightly, the sector continues to demonstrate resilience, thanks to its predominantly cash-driven transactions. Rental yields…
2025 was characterized by heavy front loading of domestic borrowing through bond reopenings, alongside strategic access to international capital markets to manage refinancing risks, support budgetary needs, and smoothen debt maturities. Treasury Bills The Treasury Bill (T-Bill) market experienced a significant transformation in early 2025. The most notable change was the discontinuation of the 364-day…
The Nairobi Securities Exchange (NSE) experienced a historic and exceptionally bullish year in 2025. Following a period of recovery in 2024, the market entered a high-growth phase, with investor wealth (market capitalization) surging by over KSh 1 trillion. By the end of December 2025, the market reached multi-year and, in some cases, record highs, driven…
Money Market Funds For the past one year, Money Market Fund (MMF) yields have experienced a steady and broad-based decline, reflecting easing inflation and more stable macroeconomic conditions. This environment has translated into lower returns on short-term instruments particularly Treasury Bills (T-Bills), which form a significant portion of Money Market Funds portfolios due to their…
The steady consistent decline in Money Market Funds (MMF) rates over the past 10 months reflects the direct impact of falling inflation and stabilizing economic conditions, which have led to lower yields on short-term investments such as Treasury Bills (T-bills) a key component of MMF portfolios due to their low-risk, short-term nature. Despite this overall…
Simple habits and smart strategies to build wealth, one letter at a time. Growing money in Kenya doesn’t have to be complicated, it’s about building smart habits and staying consistent. Whether you’re just starting out or looking to level up your finances, these 26 simple steps will help you create a roadmap for lasting wealth….
Introduction Money Market Funds (MMFs) are among the most popular investments in Kenya today. They’re safe, liquid, and offer better returns than a savings account. But despite their popularity, many investors fall into the same traps — and these mistakes can cost you money. Here are the top mistakes Kenyans make with MMFs and how…
In this Market Wrap-Up for August 2025, we review the performance of Money Market Funds in Kenya, USD MMFs, Fixed Income Funds, and Special Funds. Money Market Funds in Kenya In August 2025, Money Market Funds in Kenya continued to face pressure as yields trended downward for the eighth month in a row. The decline…
Teen budgeting in Kenya comes with unique challenges. With a high youth unemployment rate of around 39% for those aged 18 to 34, many young people either don’t have jobs or work in informal sectors with irregular income. Even if someone is employed, their earnings may not be consistent, making budgeting difficult. Teen Budgeting in…