Special Funds in Kenya are experiencing accelerated growth, reflecting strong investor desire for higher returns and broader diversification beyond traditional Money Market Funds (MMFs). In the first half of 2025 (Q1–Q2), Special Funds grew by 31%. This expansion underscores increasing market adoption of alternative investment structures designed to enhance risk-adjusted returns. Regulated by the Capital…
In 2025, Kenya’s collective investment schemes exhibited varied performance across different asset classes. Money Market Funds (MMFs) delivered lower yields than in 2024, primarily as a result of declining Treasury bill rates and ongoing monetary easing. In contrast, Fixed Income Funds posted strong returns, capitalizing on capital gains driven by rising bond prices amid a…
We make financial planning a Lifestyle The beginning of the year brings a sense of anticipation and renewed purpose for investors and fund managers alike. As individuals set their financial objectives for the coming months, fund managers are also preparing to share updates on how their funds performed in the previous year. This period serves…
Money Market Funds in Kenya – September 2025 Performance Report The steady, consistent decline in Money Market Funds in Kenya over the past nine months reflects the direct impact of falling inflation and stabilizing economic conditions. This has led to lower yields on short-term investments such as Treasury Bills (T-bills) — a key component of…
MARKET WRAP-UP REPORT – Oct 2024 Money Market Fund rates continued on a decline streak, with the overall average daily effective rate falling to 14.21% compared to September’s return of 14.48% p.a. The decline is due to a drop in Treasury Bill (T-bill) returns, as money market funds (MMFs) rely heavily on T-bills for their…
There was a notable decrease in Treasury Bills yields in April. Treasury Bills are often considered a benchmark for short-term interest rates and the decline may serve as a signal that interest rates are on a downward trajectory. A decrease in T-Bill yields will likely lead to lower returns for money market funds, which typically invest in low-risk, short-term securities like Treasury Bills.
There you have it, ladies – the 5 must-have investment moves to help you achieve financial empowerment and security. From building a solid financial foundation to diversifying your investments, protecting your assets, and planning for retirement, these strategies will set you up for long-term success.
We’ll never forget the sense of pride we felt when one of our earliest clients, a teacher who had been diligently following our investment plan for decades, told us she was ready to retire comfortably at age 55! All those years of disciplined saving and investing had paid off, and we were able to shift her portfolio to a more conservative stance focused on income generation and capital preservation.
Understanding the different stages of wealth accumulation—accumulation, building, protection, and distribution—allows you to optimize your financial strategy for where you are in life. Matching investments and money moves to your phase leads to meeting wealth-building objectives.
By carefully considering these factors, you can make an informed decision about whether a money market fund aligns with your investment objectives and risk tolerance. Additionally, consulting with a financial advisor can provide personalized guidance based on your financial situation and goals.